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About Portfolio Lab
The Portfolio Lab is OCM's complete portfolio workbench: 8 analytical views running off 1 shared portfolio. It consolidates what were previously 4 separate tools (the Portfolio Analyser, the DCA and Lump Sum Modeller, the Dip Radar and the Retirement Model) into a single environment, so the allocation you build once is stress-tested everywhere without re-entering it. The views split into 4 groups. Portfolio covers the diagnostic core: Rebalance backtests periodic rebalancing against buy-and-hold, Drawdown maps your underwater curve from all-time peaks, Correlation audits whether your diversification is real or cosmetic, Inflation deflates returns into purchasing power terms, and Opportunity Cost prices the road not taken between any 2 assets. Strategy houses the DCA vs Lump Sum modeller, simulating regular tranches against a single upfront entry across any window since 2013. Tactical is the Dip Radar, scoring every asset on your watchlist 0 to 100 on how unusual its current dip is relative to its own history. Planning is the Retirement Model, projecting withdrawal strategies, depletion dates and Monte Carlo dispersion across plans A, B and C. Everything hangs off the shared portfolio. Build it once via the pencil icon and it flows into the rebalancing, drawdown, correlation and inflation engines automatically; 1-click buttons then load the same allocation into the DCA modeller, seed the Dip Radar watchlist and map it into a retirement plan with sensible return and volatility presets. Every view carries the unified toolkit: an AI Summary that reads the live state of the active view, and a Download module producing branded PNG cards, CSV and JSON of whatever is on screen.
Signal Zones
Portfolio Health Signals
How It Is Calculated
Frequently asked questions
Where did the Portfolio Analyser, DCA Modeller, Dip Radar and Retirement Model go?
They are all here. The Portfolio Lab merges the 4 tools into 1 environment behind a single View dropdown: the 5 analyser tabs under Portfolio, the DCA and Lump Sum modeller under Strategy, the Dip Radar under Tactical and the Retirement Model under Planning. Nothing was cut; every view kept its full feature set, including the Retirement Model's PDF report and the Dip Radar's rotation mode.
Why merge them into one tool?
Because the 4 tools answer 4 stages of the same question and were forcing you to re-enter the same portfolio in each. In the Lab you build the allocation once and cross-check it everywhere: how it rebalances, how deep it draws down, whether it is genuinely diversified, whether it beats inflation, how it should be entered, when its components are statistically cheap and how long it lasts in retirement. Same assets, 8 consistent answers.
How does the shared portfolio reach the Strategy, Tactical and Planning views?
The analyser views read it automatically. The DCA modeller has a Load Shared Portfolio button that converts the allocation into percentage rows, the Dip Radar has a Portfolio button that merges your holdings into the watchlist (and seeds it automatically on first visit if the watchlist is still factory default), and the Retirement asset modal has an Import Shared Portfolio button that maps it into a plan with curated return and volatility presets you can then adjust.
Do the AI Summary and Download buttons follow the active view?
Yes. Both dispatch per view: the summary reads whatever the active view has computed (rebalance alpha, the dip gauge, a retirement depletion verdict and so on), and Download produces a branded PNG of the active view plus CSV/JSON of its underlying data, including the full ranked scan table on the Dip Radar and the correlation matrix on the Correlation view.
Do my old watchlists, plans and portfolio carry over?
Yes, provided the Lab is served from the same domain as the tools it replaces. Each view kept its original localStorage keys, so the shared portfolio, Dip Radar watchlist and scan results, and all 3 retirement plans load exactly as you left them.